Are you hoping life will get better in 2021? For many people, “better” means improving their finances. If 2020 has left you wondering what could possibly get worse—if your income’s been impacted and your debts have become overwhelming—realize that, with the right plan, your finances CAN improve. You can be free of debt. You can improve your earnings. You can invest for your future.
When I first started working with The OolaGuys to become a Certified Oola Life Coach, I discovered that the Oola formula has over a million followers around the world. Story after story appeared on their Facebook page of people who had hit major financial goals. Some paid off over $100,000 in debt, got better-paying jobs, or moved into their dream house. It IS possible. And today, I want to help you assess where you are with your finances. It may be a wake-up call, but it’s the first step toward getting past the overwhelm.
Let’s see where you’re at.
On a scale of 1 to 10, how would you rate your finances? If you answer “1,” that means low/bad/least true, while answering “10” means “high/good/most true”:
•I would rate my current personal finances ____
•I’m saving at least 10% of my earnings for nonretirement purchases (car, vacation, down payment on new home, etc.) ____
•I’m totally debt-free (except my mortgage) ____
•My monthly income exceeds monthly expenses____
•I’m investing at least 15% for retirement____
•I have an emergency fund equaling at least seven months of expenses ____
•I have the proper insurance ____
•I tithe regularly to my church and donate time to charities with no expectation of anything in return____
•I have a complete/updated will or estate plan____
•I have a budget and stick to it every month____
If this assessment was a wake-up call, I’d like to help. The 12-week Coaching Program is a game-changer for anyone who wants to live with less stress, more balance, and greater purpose.
Message me (or email) and we can jump on a 30-minute call to discuss what coaching is like and how it can work for you.
What’s the first step YOU need to take toward improving your financial picture? Drop a comment below and share it!